FOR THE GROWTH OF YOUR BUSINESS

FOR THE GROWTH OF YOUR BUSINESS

  • APPLY MICROLOAN UP TO
    RM50,000 WITH
    BSN MICRO/I PEMERKASA
FOR THE GROWTH OF YOUR BUSINESS

FOR THE GROWTH OF YOUR BUSINESS

  • APPLY MICROLOAN UP TO
    RM50,000 WITH
    BSN MICRO/I PEMERKASA

BSN Micro/i PEMERKASA

BSN Micro/i PEMERKASA is an initiative under the Program Strategik Memperkasa Rakyat dan Ekonomi (PEMERKASA) which offered a micro loan facility aimed at providing support for recovery of micro businesses. DagangHalal.com is collaborating with Bank Simpanan Nasional (BSN) to get Malaysian Halal suppliers to apply for this useful loans. This loan is to help promote your company’s Halal products to increase your local sales and to accelerate exports as well as expand your global market reach. The financing/ loan amount is between RM5,000 up to RM50,000 with 3.00% per annual rates.

Sme Digitalisation Initiative sponsors companies

BSN Micro/I PEMERKASA by Daganghalal Features

Safe

Company are required to have valid Business Registration certificate with SSM or Business License with Local Authority (LA) / Certificate of Practice (for professional only).

Low-rate Interest

Rates as low as 3.00% per annual to help whose businesses are recovering from the COVID-19 outbreak.

Convenient

Up to 5.5 years including a moratorium period of 6 months on monthly instalment.

High Loan Amount

Loan amount up to RM50 000 to cover Working Capital & Capital Expenditure.

Exposure

This loan is to help promote your company’s Halal products to increase your local sales and to accelerate exports as well as expand your global market reach.

Objectives

BSN Micro/i PEMERKASA is a financing / loan scheme offered to micro enterprises to help them sustain their business operations and gradually enhance their productivity which offers:

Micro-loans

Up-to RM50,000, for working capital and capital expenditure

Best Loan Tenure

Up to 5.5 years loan tenure, including a moratorium on monthly instalments for the first 6 months

Loan Packages

Dedicated to women entrepreneurs, to entrepreneurs with disabilities, to young entrepreneurs, as well as loan packages to finance recurring overhead expenses, are also available

Loan Purpose

Working Capital & Capital Expenditure

Application Workflow

Step 01

Step 02

Step 03

Step 04

Step 05

SME to contact and appoint TSP for service.

An arrow used to guide the customer in the application for the "Sme Digitalisation Initiative" grant

SME to complete and submit application form along with required documents.

An arrow used to guide the customer in the application for the "Sme Digitalisation Initiative" grant

Bank processes application. (TAT 15 working Days)

An arrow used to guide the customer in the application for the "Sme Digitalisation Initiative" grant

SME performs payment to the TSP and provide payment receipt to BSN or SME Bank.(TAT 5 Working Days)

An arrow used to guide the customer in the application for the "Sme Digitalisation Initiative" grant

BSN disburses the remaining amount directly to TSP(s).

Is my business eligible?

Your business needs to fulfil all the criteria given below to be eligible for the BSN Micro/i PEMERKASA​.

✪ Micro enterprise (Sole Proprietorship/ Partnership/ Private Limited Company) whose businesses are recovering from the COVID-19 outbreak.
✪ Malaysian owned business.
✪ Registered with Suruhanjaya Syarikat Malaysia (SSM) or Local Authority (LA).
✪ Not a recipient of BSN Micro-i Penjana Tourism Financing (PTF).
✪ Business has been in operation for at least 6 months.

    BSN Micro/i PEMERKASA Enquire Form​

    Microloan up to RM50,000
    with BSN Micro/i PEMERKASA thru
    Daganghalal.com

    Required Documents

    • A valid Business Registration certificate with SSM or Business License with Local Authority (LA) / Certificate of Practice (for professional only).
    • A copy of NRIC of Proprietor/ Partners/ all Directors/ Shareholders/ Guarantors (if any).
    • Latest three (3) months Bank Account Statement.
    • Any supporting documents as required by the Bank.

    Frequently Asked Questions

    BSN Micro/i PEMERKASA is an initiative under the Program Strategik Memperkasa Rakyat dan Ekonomi (PEMERKASA) which offered a micro financing/ loan facility aimed at providing support for recovery of micro businesses.

    1. Retail and wholesale
    2. Manufacturing
    3. Services

    1. Working Capital
    2. Capital Expenditure

    The financing/ loan amount is between RM5,000 up to RM50,000.

     The financing/ loan tenure is between 1 to 5.5 years including 6 months moratorium on the monthly instalment.

    Application Form

    Contact Us

    Unit S-5-9, Gamuda Biz Suites
    Persiaran Anggerik Vanilla
    Kota Kemuning
    40460 Shah Alam, Selangor
    Malaysia

    General Line: +6011 2066 1150

    Email: [email protected]

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